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Content Overview

The Texas PC132 form is a crucial document for individuals seeking to obtain an escrow officer license in the state of Texas. This form serves multiple purposes, including the identification of the applicant, verification of their qualifications, and the necessary disclosures regarding any criminal history or previous professional conduct. It requires the applicant to provide personal information, such as their full name, residence address, and Social Security number, alongside details about their employment history and professional references. Importantly, the form also includes a section where the sponsoring title agent or direct operation must confirm the applicant's suitability for the role, ensuring that only qualified individuals are entrusted with this significant responsibility. Furthermore, the form outlines the necessary steps for submission, including the payment of a licensing fee and the requirement for fingerprinting. Compliance with these guidelines is essential, as acting as an escrow officer without the proper licensing can result in severe penalties, including fines and potential license revocation. The Texas Department of Insurance oversees this process, emphasizing the importance of integrity and transparency in the title insurance industry.

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No
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TDI USE ONLY FPCARD: ﾅ
Texas Department of Insurance CO. ID: LIC.#:
Property & Casualty Program - Title Division, Mail Code 106-2T
PID: EXP:
333 Guadalupe
ｺ
P. O. Box 149104, Austin, Texas 78714-9104
ISSUE: RIDER: ﾅ
512-322-3482 telephone
ｺ
512-305-7426 fax
ｺ
www.tdi.texas.gov
R.R.#: OTHER: ﾅ
ＤＳＳＯＬＦＤＷＬＲＱ＃ＩＲＵ＃ＷＨ［ＤＶ＃ＨＶＦＵＲＺ＃ＲＩＩＬＦＨＵﾶＶ＃ＯＬＦＨＱＶＨ＃
***ACTING AS AN ESCROW OFFICER BEFORE YOUR LICENSE IS ISSUED IS A VIOLATION OF §2652.001 AND IS SUBJECT
TO DISCIPLINARY ACTION INCLUDING FINES AND LICENSE DENIAL AND/OR REVOCATION (see Title Bulletin No. 164)***
INSTRUCTIONS
1. Applicant (and employer attorney if applicable) must complete Section A.
2. Sponsoring title agent/direct operation must complete Section B.
3. Licensing fee of $35.00 must be submitted.
4. Texas escrow officer's schedule bond must be attached, if needed.
(If bond is already on file, rider or endorsement must be attached).
5. Fingerprints and criminal history information ﾱ＃see addendum regarding requirements
SECTION A -- ESCROW OFFICER IDENTIFICATION
Mr.
1. Name in full: Mrs. Last First Middle
Ms.
(No initials accepted) (No initials accepted)
2. Residence Address
City State Zip Phone No. ( )
3. E-Mail Address
(required for notification purposes)
4. Social Security Number 5. Texas Resident ﾅ Yes ﾅ
(Disclosure of Social Security Number is required by the Texas Family Code §231.302)
6. Date of Birth 7. Driver's License # State
(MM DD YYYY)
8. Marital Status
ﾅ Single ﾅ Married ﾅ Divorced ﾅ Widowed
－Ｌｉ＃｜ｒｘ＃ｄｑｖｚｈｕ＃ﾳ＼ｈｖﾴ＃ｗｒ＃ｔｘｈｖｗｌｒｑ＃＜ｄ／＃＜ｅ／＃＜ｆ／＃ｄｑｇ２ｒｕ＃＜ｇ／＃｜ｒｘ＃ｐｘｖｗ＃ｖｘｅｐｌｗ＃ｒｕｌｊｌｑｄｏ＃ CERTIFIED copies of the indictment or
charging document, conviction, order deferring adjudication, judgment and conditions of probation from the appropriate
jurisdiction, for each and every crime or offense. You may also include letters of recommendation on your behalf. Please
provide full information with dates and details on a separate sheet of paper. Application processing will be suspended
until the details are received and a review is completed. If certified documents have been previously submitted to
the department, please do not resend.
9. Excluding traffic violations and first offense DWI:
a. do you currently have any pending misdemeanor or felony charges (by indictment,
information, or any other instrument) filed against you in Texas, any other state, or by
the federal government? *ﾅ
YES ﾅ NO
b. have you ever been convicted of any misdemeanor or felony offense in Texas, any other
state, or by the federal government? *ﾅ YES ﾅ NO
c. have you ever had adjudication deferred on any misdemeanor or felony charge or offense
in Texas, any other state, or by the federal government? *ﾅ YES ﾅ NO
d. have you ever served any period or probation for any misdemeanor or felony offense in
Texas, any other state, or by the federal government? *ﾅ YES ﾅ NO
PC132 Rev. 08/11 Page 1 of 4
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NOＷＨ＝＃＃ＬＩ＃＼ＲＸ＃ＤＱＶＺＨＵ＃ﾳ＼ＨＶﾴ＃ＷＲ＃ＤＱ＼＃ＲＩ＃ＴＸＨＶＷＬＲＱＶ＃４３＃ＷＫＵＲＸＪＫ＃４：／＃＼ＲＸ＃ＰＸＶＷ＃ＤＷＷＤＦＫ＃Ｄ＃ＳＨＵＶＲＱＤＯ＃
STATEMENT WITH DATES AND COMPLETE DETAILS. APPLICATION PROCESSING WILL BE SUSPENDED
UNTIL THE DETAILS ARE RECEIVED AND A REVIEW IS COMPLETED.
10. Have you ever had a professional license, an insurance license or company appointment
refused, suspended or revoked in Texas or any other state?
11. Are you now indebted to a special deputy receiver of the Texas Department of Insurance,
any insurance company, general agent or agent?
12. Have you ever had an agency contract canceled for cause (e.g., misrepresentation,
misappropriation, etc.)?
13. Have you ever been placed under injunction or restraining order of a court or regulatory
agency in respect to violation of any federal or state law relating to insurance or securities?
14. Do you now have pending litigation against you alleging violation of the Texas Insurance Code
or the insurance laws of any other state?
15. Have you ever held ownership interest in any insurance agency or company?
16. Do you have any judgments against you held by any insurance company or insured which
are unpaid in whole or in part?
17. Do you have any judgments against you which involved violation of the Texas Insurance Code
or the insurance laws of any other state?
18. Do you have another business name or alias?
ﾅ YES ﾅ
ﾅ YES ﾅ
ﾅ YES ﾅ
ﾅ YES ﾅ
ﾅ YES ﾅ
ﾅ YES ﾅ
ﾅ YES ﾅ
ﾅ YES ﾅ
ﾅ YES ﾅ
NO
NO
NO
NO
NO
NO
NO
NO
NO
If YES, indicate business name or alias here:
19. Have you ever held a professional license, insurance license or company appointment under
any other name? ﾅ YES ﾅ NO
If YES, indicate other name(s) here:
20. Do you currently hold an escrow officer license? ﾅ YES ﾅ NO
If YES, and you indicate you are a bona fide employee of a title insurance agent/direct operation in question No. 21, you
certify by signing this application that the existing license will be canceled within 60 days or you are a bona fide employee
of separate title insurance agents/direct operations. If you are a bona fide employee of separate title insurance
agents/direct operations, you may be required to provide supporting documentation (see Title Bulletin No. 162).
21. Check applicable status of employment for this application:
ﾅ I am a bona fide employee of the title agent/direct operation
ﾅ I am an attorney
ﾅ I am a bona fide employee of an attorney who is a Texas licensed escrow officer
EMPLOYER ATTORNEY MUST COMPLETE THE FOLLOWING ONLY IF APPLICANT CHECKED THE THIRD BOX ABOVE.
Printed name of attorney licensed as escrow officer
Signature of attorney (by signing attorney confirms escrow
oｉｉｌｆｈｕ＃ｄｓｓｏｌｆｄｑｗﾶｖ＃ｖｗｄｗｘｖ＃ｒｉ＃ｈｐｓｏｒ｜ｐｈｑｗ，＃
Sworn to and subscribed before me on ______________________________ to certify which witness my hand and seal of
office.
(Notary Seal)
Nｒｗｄｕ｜＃Ｓｘｅｏｌｆﾶｖ＃Ｖｌｊｑｄｗｘｕｈ＃
Reminder: Securing the issuance of this license based upon a false, fictitious, or fraudulent statement or entry
with regard to any material fact is subject to both disciplinary action and criminal prosecution.
PC132 Rev. 08/11 Page 2 of 4
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22. County(ies) in which you intend to act as an escrow officer
(MUST BE A COUNTY(IES) IN WHICH THE TITLE AGENT/DIRECT OPERATION SHOWN ON SECTION B IS
LICENSED TO OPERATE)
23. Give complete details of all (including current) employment, self-employment, or unemployment during the last five
(5) years.
Dates Employer Name Employer Address (Street, City, State, Zip) Title/Position
24. Give the name, street address and phone number of three (3) business or professional references from the
community where you have resided for the last five years.
Name Address (Street, City, State, Zip) Phone Type of Business
25. Do you understand you are not to act as an escrow officer until (1) the title agent/direct operation
appointing you has actually received your license or has been notified by the Texas Department
of Insurance that your license has been issued; or (2) you have been notified by the Texas
Department of Insurance that your license has been issued? ﾅ YES ﾅ NO
ﾅ YES ﾅ NO
26. HAVE YOU PERSONALLY ANSWERED AND UNDERSTOOD EACH QUESTION
PERTAINING TO YOU ON THIS APPLICATION?
Reminder: Securing the issuance of this license based upon a false, fictitious, or fraudulent statement or entry
with regard to any material fact is subject to both disciplinary action and criminal prosecution.
Print/Type Full Legal Name
CERTIFICATION
THE STATE OF _______________________
COUNTY OF __________________________
Before me, the undersigned authority, on this day personally appeared
known to me to be the affiant, who, after being placed on his/her oath, stated that he/she has read the preceding form and
that the answers, exhibits and attachments forming it are true and correct as to any factual statements contained therein.
Signature of Affiant
Sworn to and subscribed before me on ______________________________ to certify which witness my hand and seal of
office.
(Notary Seal)
Notary Pｘｅｏｌｆﾶｖ＃Ｖｌｊｑｄｗｘｕｈ＃
NOTICE ABOUT CERTAIN INFORMATION LAWS AND PRACTICES
With few exceptions, you are entitled to be informed about the information the Texas Department of Insurance (TDI) collects about you.
Under sections 552.021 and 552.023 of the Texas Government Code, you have a right to review or receive copies of information about
yourself, including private information. However, TDI may withhold information for reasons other than to protect your right to privacy.
Under section 559.004 of the Texas Government Code, you are entitled to request that TDI correct information that TDI has about you
that is incorrect. For more information about the procedure and costs for obtaining information from TDI or about the procedure for
correcting information kept by TDI, please contact the Agency Counsel Section of TDI's Legal Services Program at
[email protected] or you may refer to the Corrections Procedure section on our Web sites.
PC132 Rev. 08/11 Page 3 of 4
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SECTION B -- TITLE AGENT IDENTIFICATION AND CERTIFICATION
Notice of Appointment of Escrow Officer by Title Insurance Agent/Direct Operation
Reminder: Securing the issuance of this license based upon a false, fictitious, or fraudulent statement or entry
with regard to any material fact is subject to both disciplinary action and criminal prosecution.
This notice of appointment of is for a license
to act as an escrow officer for the Title Insurance Agent/Direct Operation identified below. If and when the appointment is
terminated or canceled, the Texas Department of Insurance will be properly notified.
The applicant is known to this Agent/Direct Operation to have a good business reputation, is worthy of the public trust, has
reasonable experience or instruction in the field of title insurance and is qualified as an escrow officer as defined in the
"Texas Title Insurance Act". I know of no fact or condition which would disqualify such applicant from receiving a license.
Appointing Title Insurance Agent/Direct Ｒｓｈｕｄｗｌｒｑ＃ｆｒｑｉｌｕｐｖ＃ｄｓｓｏｌｆｄｑｗﾶｖ＃ｖｗｄｗｘｖ＃ｒｉ＃ｈｐｓｏｒ｜ｐｈｑｗ＃ｌｑｇｌｆｄｗｈｇ＃ｌｑ＃Ｖｈｆｗｌｒｑ＃Ｄ＃Ｑｒ１＃５４＃
of this application.
Ｄｓｓｒｌｑｗｌｑｊ＃Ｗｌｗｏｈ＃Ｌｑｖｘｕｄｑｆｈ＃Ｄｊｈｑｗ２Ｇｌｕｈｆｗ＃Ｒｓｈｕｄｗｌｒｑ＃ｆｒｑｉｌｕｐｖ＃ｄｓｓｏｌｆｄｑｗﾶｖ＃ｆｒｘｑｗ｜＋ｌｈｖ，＃ｒｉ＃ｒｓｈｕｄｗｌｒｑ＃ｄｖ＃ｌｑｇｌｆｄｗｈｇ＃ｌｑ＃Ｖｈｆｗｌｒｑ＃Ｄ＃
No. 22 of this application.
Appointing Title Insurance Agent/Direct Operation confirms it will not allow the applicant to act as an escrow officer until
the Title Insurance Escrow Officer License has been issued by the Texas Department of Insurance.
Appointing Title Insurance Agent's/Dｌｕｈｆｗ＃Ｒｓｈｕｄｗｌｒｑﾶｖ＃Ｗｈ｛ｄｖ＃Ｇｈｓｄｕｗｐｈｑｗ＃ｒｉ＃Ｌｑｖｘｕｄｑｆｈ＃Ｆｒｐｓｄｑ｜＃＆＃
Name of Title Agent/Direct Operation Contact Person Ｆｒｑｗｄｆｗ＃Ｓｈｕｖｒｑﾶｖ＃ｈ-mail address (required for notification purposes)
Name of Appointing Title Agent/Direct Operation Mailing Address (P. O. Box/Street) City, State, Zip
Full Name of Title Agent/Direct Operation Appointing Official Title of Appointing Official
CERTIFICATION
THE STATE OF _______________________
COUNTY OF __________________________
Before me, the undersigned authority, on this day personally appeared
known to me to be the affiant, who, after being placed on his/her oath, stated that he/she has read the preceding form and
that the answers, exhibits and attachments forming it are true and correct as to any factual statements contained therein.
Signature of Affiant
Sworn to and subscribed before me on ______________________________ to certify which witness my hand and seal of
office.
(Notary Seal)
Notary Ｓｘｅｏｌｆﾶｖ＃Ｖｌｊｑｄｗｘｕｈ＃
Refer Questions To: (512) 322-3482
Regular Mailing Address
Texas Department of Insurance
Title Division, Mail Code 106-2T
P.O. Box 149104
Austin, Texas 78714-9104
Overnight Mailing Address
Texas Department of Insurance
Title Division, Mail Code 106-2T
333 Guadalupe Street
Austin, Texas 78701
PC132 Rev. 08/11 Page 4 of 4
➤ PDF File

Form Specifications

Fact Name Details
Governing Law The Texas Pc132 form is governed by the Texas Title Insurance Act and relevant sections of the Texas Insurance Code.
Purpose This form is used to apply for a license to act as an escrow officer in Texas.
Application Fee A licensing fee of $35.00 must be submitted with the application.
Identification Requirements Applicants must provide personal identification details, including Social Security Number and date of birth.
Criminal History Disclosure Applicants must disclose any pending charges or past convictions as part of the application process.

Texas Pc132: Usage Guidelines

Completing the Texas PC132 form is an essential step for those seeking to become licensed escrow officers in Texas. Once you have filled out the form, you will need to submit it along with the required documents and fees to the Texas Department of Insurance. This ensures that your application is processed efficiently and accurately.

  1. Begin by filling out Section A with your full name, including first, middle, and last names. Do not use initials.
  2. Provide your residence address, including city, state, and zip code, along with your phone number.
  3. Enter your email address, as it is required for notification purposes.
  4. Fill in your Social Security Number, which is mandatory under Texas Family Code §231.302.
  5. Indicate whether you are a Texas resident.
  6. Provide your date of birth in the format MM DD YYYY.
  7. List your driver’s license number and the state of issuance.
  8. Indicate your marital status by checking the appropriate box.
  9. Answer questions regarding any pending or past criminal charges and provide details if necessary.
  10. Complete the section on professional licenses and any judgments against you.
  11. Check your employment status and provide details if you are an employee of a title agent or an attorney.
  12. If applicable, have your employer attorney complete the required certification section.
  13. List the counties where you intend to act as an escrow officer.
  14. Provide details of your employment history over the last five years, including employer names and addresses.
  15. List three business or professional references from your community.
  16. Confirm that you understand you cannot act as an escrow officer until your license has been issued.
  17. Sign and date the certification section, confirming the accuracy of your information.
  18. Attach your Texas escrow officer's schedule bond if required, or indicate if it is already on file.
  19. Submit the completed form along with a $35.00 licensing fee to the Texas Department of Insurance.

Your Questions, Answered

What is the Texas PC132 form?

The Texas PC132 form is an application used to obtain a license to act as an escrow officer in the state of Texas. This form is essential for individuals seeking to work in the title insurance industry, ensuring that they meet all necessary qualifications and legal requirements. It includes sections for personal identification, employment history, and any legal issues that might affect the applicant's eligibility.

Who needs to fill out the PC132 form?

Any individual wishing to become an escrow officer in Texas must complete the PC132 form. This includes those who are employed by a title insurance agent or direct operation, as well as attorneys who wish to serve in this capacity. The form helps the Texas Department of Insurance assess the applicant's qualifications and background before issuing a license.

What information is required on the PC132 form?

The form requires various personal details, including the applicant's full name, residence address, phone number, email address, Social Security number, date of birth, and driver's license information. Additionally, it asks for employment history, criminal history, and any previous professional licenses. This information is crucial for evaluating the applicant's suitability for the role of an escrow officer.

What are the fees associated with the PC132 form?

To process the application, a licensing fee of $35.00 must be submitted along with the completed PC132 form. This fee helps cover the administrative costs associated with the licensing process. It’s important to ensure that payment is included to avoid delays in processing the application.

What happens if I have a criminal record?

If you have a criminal record, you must disclose this information on the PC132 form. The form specifically asks about any pending charges, convictions, or deferred adjudications. Failure to provide accurate information could result in disciplinary action, including the denial or revocation of your license. It’s crucial to be honest and provide any necessary documentation related to your criminal history.

Can I act as an escrow officer before my license is issued?

No, acting as an escrow officer before receiving your license is strictly prohibited. Doing so is considered a violation of Texas law and can lead to disciplinary action, including fines and potential denial or revocation of your application. It is essential to wait for official notification from the Texas Department of Insurance that your license has been issued before performing any escrow duties.

What should I do if I have questions about the application process?

If you have questions or need assistance with the application process, you can contact the Texas Department of Insurance directly. They can be reached at 512-322-3482. Additionally, you can visit their website for more information and resources related to the licensing process and requirements.

How long does it take to process the PC132 form?

The processing time for the PC132 form can vary based on several factors, including the completeness of your application and the volume of applications being processed. It is advisable to submit all required documentation and fees promptly to help expedite the review process. Once your application is submitted, you will receive notification regarding its status from the Texas Department of Insurance.

Common mistakes

  1. Incomplete Information: One of the most common mistakes is leaving sections blank. Every part of the form must be filled out completely. Omitting information can lead to delays in processing your application.

  2. Incorrect Social Security Number: Providing an incorrect Social Security Number can cause significant issues. Ensure that the number you enter matches your official documents.

  3. Failure to Attach Required Documents: Many applicants forget to include necessary attachments, such as fingerprints or proof of a Texas escrow officer's schedule bond. Missing documents can halt the application process.

  4. Not Answering Questions Honestly: It's crucial to answer all questions truthfully. Providing false information can lead to disciplinary action, including denial of your application.

  5. Ignoring Employment History Details: Applicants often overlook the need to provide a comprehensive employment history. This section is vital for assessing your qualifications and background.

  6. Missing Signatures: Forgetting to sign the application or having an incomplete signature can result in rejection. Always double-check that all required signatures are present.

  7. Not Understanding the Instructions: Many applicants fail to read the instructions thoroughly. Understanding the requirements can prevent mistakes and streamline the application process.

Documents used along the form

The Texas PC132 form is an essential document for individuals seeking to become licensed escrow officers in Texas. Along with this form, several other documents are often required to ensure compliance with state regulations. Below is a list of related forms and documents that may be necessary during the application process.

  • Texas Escrow Officer's Schedule Bond: This bond provides financial protection to clients in case of any misconduct or negligence by the escrow officer. It must be attached if required.
  • Fingerprint Submission: Applicants must submit fingerprints for a background check. This process helps verify the applicant's criminal history and ensures public safety.
  • Criminal History Information: This document details any past criminal offenses, including indictments and convictions. It is crucial for assessing the applicant's eligibility.
  • Application for Title Insurance Agent: If the applicant is also seeking a title insurance agent license, this application must be completed and submitted alongside the PC132 form.
  • Employer Verification Letter: A letter from the sponsoring title agent or direct operation confirming the applicant's employment and suitability for the escrow officer role.
  • Letters of Recommendation: These letters provide insights into the applicant's character and professional qualifications. They can strengthen the application.
  • Notarized Certification: A notarized statement confirming the accuracy of the information provided in the application, which may be required for final approval.

Each of these documents plays a vital role in the licensing process, ensuring that only qualified individuals are entrusted with the responsibilities of an escrow officer. Proper preparation and submission of these forms can significantly streamline the application process.

Similar forms

  • Texas PC 132 Form: This form is primarily used for licensing escrow officers in Texas. It requires personal information, employment history, and disclosures related to criminal history, similar to the following documents.
  • Texas PC 133 Form: Like the PC 132, this form is also used for licensing purposes. It focuses on a different type of insurance agent and requires similar personal and professional disclosures.
  • Texas PC 134 Form: This document pertains to title agents and requires detailed information about the applicant’s qualifications and background, mirroring the requirements found in the PC 132.
  • Texas PC 135 Form: This form is for those seeking to become a licensed title insurance agent. It shares many of the same requirements regarding personal identification and professional history as the PC 132.
  • Texas PC 136 Form: Similar to the PC 132, this form is used for the appointment of a designated officer in a title insurance company, requiring similar background checks and disclosures.
  • Texas PC 137 Form: This form is used for the renewal of a title insurance agent's license. It requires updated personal and professional information, akin to the requirements of the PC 132.
  • Texas PC 138 Form: This document is related to the appointment of a managing general agent and necessitates similar disclosures and certifications as the PC 132.
  • Texas PC 139 Form: This form is for the reporting of changes in a title insurance agent’s business structure. It requires the same level of detailed personal and professional information as the PC 132.

Dos and Don'ts

When filling out the Texas PC132 form, it is essential to follow specific guidelines to ensure your application is processed smoothly. Below are seven important do's and don'ts to consider.

  • Do complete all sections of the form accurately.
  • Do provide your full legal name without initials.
  • Do include a valid email address for notifications.
  • Do attach the required licensing fee of $35.00.
  • Do submit certified copies of any relevant legal documents if applicable.
  • Don't leave any questions unanswered; this could delay your application.
  • Don't act as an escrow officer until your license is officially issued.

Adhering to these guidelines will help you navigate the application process effectively. Make sure to double-check your entries before submission to avoid unnecessary complications.

Misconceptions

Understanding the Texas PC132 form is crucial for anyone looking to become an escrow officer in Texas. However, several misconceptions often arise about this form. Here are four common misunderstandings:

  • The PC132 form is only for new applicants. Many believe that this form is exclusively for individuals applying for their first escrow officer license. In reality, it can also be used for renewing licenses or updating information for existing escrow officers.
  • You can act as an escrow officer before receiving your license. Some people mistakenly think they can begin working as an escrow officer once they submit the PC132 form. This is not true. You must wait until the Texas Department of Insurance has issued your license before performing any escrow duties.
  • Submitting the form guarantees you will receive a license. It’s a common belief that completing and submitting the PC132 form automatically leads to a license approval. However, the Texas Department of Insurance reviews each application thoroughly, and various factors, including background checks, can affect the outcome.
  • All information on the form is optional. Some applicants think they can skip questions or provide incomplete information. This is a misconception. Every section of the PC132 form is important, and failing to provide complete and accurate information can delay processing or even lead to denial of the application.

By clearing up these misconceptions, individuals can better navigate the application process and avoid unnecessary setbacks. Understanding the requirements and implications of the Texas PC132 form is essential for anyone aspiring to work in this field.

Key takeaways

Filling out the Texas PC132 form is an important step for anyone looking to become an escrow officer in Texas. Here are some key takeaways to keep in mind:

  • Complete All Sections: Ensure that both the applicant and the sponsoring title agent complete their respective sections accurately. Missing information can delay the processing of your application.
  • Submit Required Documents: Attach the necessary documents, such as the licensing fee of $35 and any required bonds. This step is crucial to avoid unnecessary delays.
  • Understand Your Responsibilities: You must not act as an escrow officer until your license has been issued. Acting before this can lead to serious penalties, including fines and potential license denial.
  • Be Honest About Background: Answer all questions truthfully, especially regarding any past criminal charges or professional license issues. Misrepresentation can lead to disciplinary action.