Homepage Blank Texas Notice PDF Form
Content Overview

The Texas Notice form, officially known as the DWC Form-005, serves a crucial role in the realm of workers' compensation insurance within the state. Employers must complete this form to inform the Texas Department of Insurance about their coverage status. Specifically, it addresses situations where an employer does not have workers' compensation insurance or has terminated an existing policy. The form requires employers to provide effective dates, details about the insurance policy, and information regarding any reportable injuries or diseases since the last notice was filed. Additionally, it collects essential information about the employer, including the business name, Federal Employer ID number, and the type of business. The form must be submitted annually or under specific circumstances, such as hiring the first employee or terminating coverage. Failure to file this notice can lead to administrative penalties, emphasizing the importance of compliance. Understanding the Texas Notice form is essential for employers to navigate their responsibilities and ensure they are meeting legal requirements effectively.

Document Preview

DWC005 Rev. 02/18
Page 1 of 3
Submit Form
Texas Department of Insurance
Division of Workers' Compensation - Insurance Coverage (MS-96)
7551 Metro Center Drive, Suite 100, Austin, Texas 78744-1645
(800) 252-7031 | F: (512) 804-4146 | TDI.texas.gov | @TexasTDI
DWC005
Employer Notice of No Coverage or Termination of Coverage
La versión en español está disponible en http://www.tdi.texas.gov/forms/dwc/dwc005snocov.pdf
II. STATEMENT OF NO COVERAGE
I. EFFECTIVE DATES (The effective dates cannot exceed a one-year period)
IV. PRIMARY EMPLOYER INFORMATION
3. Employer Business Name 4. Federal Employer ID Number
5. Employer Business Mailing Address
(Street or PO Box, City State Zip)
T X
6. Employer Business Type
7. Six-Digit NAICS Code
NOTE: You must provide name, Federal Employer ID number and address of each Texas business location, subsidiary, or separate entity of the
primary employer covered by this report.
1. SELECT ONE
The employer named below DOES NOT HAVE workers' compensation insurance coverage, pursuant to the Texas Workers' Compensation Act,
Texas Labor Code, Section 406.004.
The employer named below HAS TERMINATED workers' compensation insurance coverage, pursuant to the Texas Workers' Compensation Act,
Texas Labor Code, Section 406.007. (Provide the following information.)
OR
Policy terminated effective
(mm/dd/yyyy):
Policy number:
Insurance company:
Insurer informed of termination on (mm/dd/yyyy):
Employees were (or will be) notified on (mm/dd/yyyy):
III. STATEMENT OF REPORTABLE INJURIES OR DISEASES
2. Did you have any death, injury that resulted in the injured employee's absence from work for more than one day, or knowledge
of an occupational disease since your last Employer Notice of No Coverage or Termination of Coverage?
Yes No
If your response is “Yes”, you may be required to file a DWC Form-007, Non-covered Employer's Report of Occupational Injury or Illness.
(See the Frequently Asked Questions section of this form.)
The election selected below is effective from
(mm/dd/yyyy).
(mm/dd/yyyy) to
Row Name
Federal Employer ID
Number
Address
Delete
Next
Row
Street or PO Box
City
State
T X
Zip Code
V. PERSON PROVIDING INFORMATION
8. Name
9. Telephone Number (area code, number, extension)
For TDI-DWC Use Only
10. Title
11. E-mail Address
12. Signature
13. Date of Signature (mm/dd/yyyy)
DWC005 Rev. 02/18
Page 2 of 3
DWC005
Frequently Asked Questions
Employer Notice of No Coverage or Termination of Coverage
Who must file the DWC Form-005?
You must file the DWC Form-005 if you:
· do not have workers' compensation insurance, or
· you have terminated your workers' compensation insurance coverage
However, if your only employees are exempt from coverage under the Texas Workers' Compensation Act (for example, certain domestic workers, and certain
farm and ranch workers) you do not have to file.
Failure to file the form when required may subject the employer to administrative penalties.
How do I file the DWC Form-005?
Employers can submit the DWC Form-005 to the TDI-DWC by:
·
filing electronically on the TDI website at:
https://txcomp.tdi.state.tx.us/TXCOMPWeb/common/home.jsp:
·
faxing the form to (512) 804-4146; or
· mailing the form to the address listed at the top of the form.
When do I file the DWC Form-005?
You must file a separate DWC Form-005 each time one of the following conditions exists:
·
Annually between February 1st and April 30th of each calendar year;
· Within 30 Days of hiring your first employee, unless this due date falls between February 1st and April 30th and you submit the form within this
time period;
· Within 10 Days of receiving a request (to file the DWC Form-005) from DWC;
· Within 10 Days after notifying your workers' compensation insurance carrier that you are terminating coverage unless you purchase a new
policy or become a certified self-insurer;
How do I determine my filing start date?
Use May 1, unless:
1.
You have never filed a DWC Form-005, then the start date is the first day you did not have coverage (see either #2 or #3 to determine the specific
date).
2.
You terminated workers' compensation insurance coverage, then the start date is the first date you did not have coverage.
3. You hired your first employee, then the start date is the first day the employee started working.
How do I determine my filing period end date?
Use April 30, unless:
·
You purchased, or plan to purchase a workers' compensation insurance policy, then the End Date is the last date you did not, or will not, have
coverage.
What is a NAICS code?
NAICS (pronounced "nakes") is the six-digit North American Industry Classification System code that identifies the classification of your business. You may be
able to locate the code in either:
1.
Block 5 of your Unemployment Quarterly Report (Form C-3) from the Texas Workforce Commission; and/or;
2. If you have multiple NAICS codes, they may appear in the left margin of the Multiple Worksite Report - BLS 3020 from the U.S. Bureau of Labor
Statistics; or
3. For more help with NAICS codes, visit the NAICS web page at:
www.naics.com
Select "Find Your NAICS Code" from the top menu and use the "NAICS Keyword Search" to enter one or more words that generally describe your business. For
example, if you are in the restaurant business, enter "restaurant" and get a complete listing of NAICS codes for the restaurant industry.
DWC005 Rev. 02/18
Page 3 of 3
DWC005
Are any fields on the DWC Form-005 optional?
All applicable fields must be completed each time the DWC Form-005 is filed.
Section I
· The effective dates are always required.
Section II
· When reporting cancellation or termination of workers' compensation insurance in Statement of No Coverage, the policy and insurer information,
and the notification dates must be provided.
Section III
· A selection from Statement of Reportable Injuries or Diseases is always required.
Section IV
·
All primary employer fields (boxes 3 through 7) are required.
· Additional business location information is required when applicable.
Section V
·
The signature field is not required when filing online.
How/when must a non-subscriber notify employees that workers' compensation coverage is not provided?
You must post the Notice to Employees Concerning Workers' Compensation in Texas in the workplace in English, Spanish and any other language common
to the employer's employee population in the print type specified by DWC rules whenever you:
1. elect to not have workers' compensation insurance;
2. cancel or terminate workers' compensation insurance;
3. withdraw from certified self-insurance; or
4. have workers' compensation coverage cancelled by the insurance company.
You must also provide this notice to each employee:
1. at the time of hire;
2.
when the employer elects to not have workers' compensation insurance;
3. within 15 days of notification to the insurance carrier that the employer is terminating coverage unless the employer maintains continuous
coverage under a new policy or becomes a certified self-insurer; or
4. within 15 days of cancellation by the insurance company.
The required notice may be found on the TDI website at:
http://www.tdi.texas.gov/forms/dwc/notice5.pdf (English) and
http://www.tdi.texas.gov/forms/dwc/notice5s.pdf (Spanish)
NOTE: With few exceptions, upon your request, you are entitled to be informed about information TDI-DWC collects about you; receive and review the information
(Government Code, §§552.021 and 552.023); and have TDI-DWC correct information that is incorrect (Government Code, §559.004). For more information,
contact
agencycou[email protected] or you may refer to the Corrections Procedure section at www.tdi.texas.gov.
Are non-covered employers required to file other forms with TDI-DWC?
You must report work-related injuries and diseases using the DWC Form-007, Employer's Report of Non-covered Employee's Occupational Injury or Diseases if:
1. You have five or more employees and do not have workers' compensation insurance; or
2. you have employee(s) that have waived workers' compensation insurance coverage, whether or not you have workers' compensation
insurance.
You must file the form not later than the 7th day of the month following any month in which:
· a work-related death occurred;
·
an employee was absent from work for more than one day* as a result of a work-related injury;
· you acquired knowledge of an occupational disease.
*Do not count the day of the injury or the day the injured employee returned to work when calculating the number of days absent from work.
The DWC Form-007 can be obtained from the TDI website at http://www.tdi.texas.gov//forms/dwc/dwc007injnc.pdf.

Form Specifications

Fact Name Description
Governing Law The Texas Notice form is governed by the Texas Workers' Compensation Act, specifically Texas Labor Code, Sections 406.004 and 406.007.
Filing Requirements Employers must file the DWC Form-005 if they do not have workers' compensation insurance or if they have terminated their coverage.
Filing Deadlines The form must be filed annually between February 1 and April 30, or within specific time frames after hiring an employee or terminating coverage.
Notification Obligations Employers must notify their employees about the lack of coverage by posting a notice in the workplace and providing it at the time of hire.
Reportable Injuries If there are any reportable injuries or diseases, employers may need to file an additional form (DWC Form-007) to report these incidents.

Texas Notice: Usage Guidelines

Completing the Texas Notice form is a crucial step for employers who either lack workers' compensation insurance or have terminated their coverage. After filling out the form, it must be submitted to the Texas Department of Insurance, Division of Workers' Compensation. Ensure that all information is accurate and complete to avoid potential penalties.

  1. Obtain the Form: Download the Texas Notice form (DWC005) from the Texas Department of Insurance website or access it directly at the provided link.
  2. Fill in Effective Dates: Indicate the start and end dates for the election selected in Section I. Ensure these dates do not exceed one year.
  3. Select Coverage Status: In Section II, choose whether the employer does not have workers' compensation insurance or has terminated coverage. Fill in the necessary details if coverage has been terminated.
  4. Report Policy Information: If coverage has been terminated, provide the effective date of termination, policy number, insurance company name, and the dates when the insurer and employees were informed.
  5. Indicate Reportable Injuries: In Section III, answer whether there have been any reportable injuries or diseases since the last notice. If "Yes," be aware that you may need to file an additional form.
  6. Provide Employer Information: In Section IV, fill out the employer's business name, Federal Employer ID Number, mailing address, business type, and six-digit NAICS code.
  7. List Additional Locations: If applicable, provide the name, Federal Employer ID number, and address for each Texas business location associated with the employer.
  8. Enter Contact Information: In Section V, fill in the name and telephone number of the person providing the information, as well as their title and email address.
  9. Sign and Date: Sign the form and enter the date of signature. Note that the signature is not required for online submissions.

After completing the form, submit it by fax, mail, or electronically through the Texas Department of Insurance website. Make sure to keep a copy for your records. Timeliness is essential, as there are specific deadlines for filing based on your circumstances.

Your Questions, Answered

Who must file the DWC Form-005?

The DWC Form-005 must be filed by employers who do not have workers' compensation insurance or who have terminated their workers' compensation insurance coverage. However, if an employer's only employees are exempt from coverage under the Texas Workers' Compensation Act, such as certain domestic workers or specific farm and ranch workers, filing is not required. It is important to note that failing to file the form when necessary may result in administrative penalties for the employer.

How do I file the DWC Form-005?

Employers have several options for submitting the DWC Form-005 to the Texas Department of Insurance, Division of Workers' Compensation (TDI-DWC). The form can be filed electronically through the TDI website, faxed to (512) 804-4146, or mailed to the address provided at the top of the form. Each method ensures that the necessary information reaches the appropriate authorities in a timely manner.

When do I file the DWC Form-005?

A separate DWC Form-005 must be filed whenever specific conditions arise. These conditions include filing annually between February 1st and April 30th of each year, within 30 days of hiring the first employee, within 10 days of receiving a request from the DWC to file the form, and within 10 days after notifying the insurance carrier of coverage termination unless a new policy is purchased or the employer becomes a certified self-insurer.

How do I determine my filing start date?

The filing start date is generally May 1, unless certain conditions apply. If the employer has never filed a DWC Form-005, the start date is the first day without coverage. If coverage has been terminated, the start date is the first date without coverage. If the employer hires their first employee, the start date is the day that employee begins work.

Are any fields on the DWC Form-005 optional?

No fields on the DWC Form-005 are optional. Each applicable field must be completed whenever the form is filed. This includes required effective dates, policy and insurer information when reporting cancellation or termination of coverage, and necessary details regarding the primary employer. All sections must be filled out accurately to ensure compliance with reporting requirements.

Common mistakes

  1. Ignoring Effective Dates: The effective dates must be within a one-year period. Failing to adhere to this can lead to complications.

  2. Not Selecting a Coverage Status: Employers must clearly indicate whether they do not have coverage or have terminated coverage. Leaving this section blank is a common error.

  3. Omitting Required Information: Essential details such as the policy number, insurance company, and notification dates must be provided when terminating coverage. Missing any of these can invalidate the form.

  4. Incorrectly Reporting Injuries: If there have been any reportable injuries or diseases, employers must answer the relevant question accurately. Misreporting can lead to penalties.

  5. Neglecting to Provide Employer Information: All fields regarding the employer's business name, Federal Employer ID Number, and address are mandatory. Incomplete information can cause delays.

  6. Forgetting to Sign the Form: While signatures are not required for online submissions, failing to sign when submitting by fax or mail can result in rejection of the form.

  7. Missing the Filing Deadlines: Employers must be aware of specific deadlines for filing the form. Late submissions can incur administrative penalties.

  8. Not Keeping Copies: Failing to retain a copy of the submitted form can create issues if there are questions or disputes later.

  9. Overlooking Employee Notifications: Employers must notify employees about lack of coverage. Not doing so can lead to compliance issues.

Documents used along the form

When dealing with workers' compensation issues in Texas, several forms and documents are often used in conjunction with the Texas Notice form (DWC Form-005). Understanding these documents is crucial for employers to ensure compliance with state regulations and to protect their employees. Below is a list of commonly associated forms and documents.

  • DWC Form-007: Employer's Report of Non-covered Employee's Occupational Injury or Diseases - This form is required if you have five or more employees and do not carry workers' compensation insurance. It must be filed within seven days after any work-related death or injury that causes an employee to miss more than one day of work.
  • Notice to Employees Concerning Workers' Compensation in Texas - Employers must post this notice in the workplace to inform employees about the lack of workers' compensation coverage. It must be provided in multiple languages if necessary and should be displayed prominently.
  • DWC Form-003: Employee's Claim for Compensation for a Work-Related Injury - This form is used by employees to file a claim for benefits after sustaining a work-related injury. It outlines the details of the injury and the compensation being sought.
  • DWC Form-041: Request for a Benefit Review Conference - If there is a dispute regarding a workers' compensation claim, this form allows either party to request a conference to resolve the issue. It is a step before potentially escalating to a hearing.
  • DWC Form-006: Notice of Change of Address - Employers must use this form to notify the Texas Department of Insurance of any changes to their business address. Keeping this information current is essential for communication purposes.
  • DWC Form-005: Employer's Notice of No Coverage or Termination of Coverage - This is the primary form being discussed. It is filed to notify the Texas Department of Insurance when an employer does not have or has terminated their workers' compensation insurance coverage.
  • DWC Form-008: Request for Medical Examination - This form is used to request a medical examination for an employee who is claiming benefits for a work-related injury. It helps in determining the extent of the injury and the appropriate compensation.
  • DWC Form-009: Report of Injury - This form is used to report an injury that occurs at the workplace. It is essential for documenting incidents and initiating the claims process.

Employers must be diligent in understanding and completing these forms accurately and timely. Failure to do so can lead to penalties and complications in managing workers' compensation claims. It is advisable to consult with a professional if there are any uncertainties regarding these documents.

Similar forms

  • Employer's Report of Occupational Injury or Illness (DWC Form-007): Similar to the Texas Notice form, this document is filed by employers to report work-related injuries or diseases. It is required when there are reportable incidents, ensuring that the employer maintains compliance with state regulations.
  • Notice to Employees Concerning Workers' Compensation in Texas: This notice is required when an employer does not provide workers' compensation coverage. It informs employees of their rights and the absence of coverage, much like the Texas Notice form communicates coverage status.
  • Employer's Quarterly Report (Form C-3): This form is used to report wages and employment information to the Texas Workforce Commission. It provides essential data about the employer's workforce, similar to how the Texas Notice form requires employer identification and business details.
  • Texas Workers' Compensation Policy Cancellation Notice: This document notifies the Texas Department of Insurance of a policy cancellation. Like the Texas Notice form, it serves to inform relevant parties about changes in coverage status.
  • Self-Insurance Application: Employers seeking to self-insure must submit this application. It parallels the Texas Notice form in that both require detailed information about the employer's operations and coverage status.
  • Annual Report of Non-Subscriber Employers: Non-subscribers must submit this report to provide information about their employee injuries. This requirement aligns with the Texas Notice form's purpose of ensuring that employers report their coverage status.
  • Workers' Compensation Coverage Verification Request: Employers can use this request to verify their coverage status with the Texas Department of Insurance. It is similar to the Texas Notice form, which aims to clarify an employer's coverage situation.
  • Employer's Insurance Coverage Information Form: This form provides details about an employer's insurance coverage. Like the Texas Notice form, it is crucial for maintaining transparency and compliance with state regulations.

Dos and Don'ts

When filling out the Texas Notice form, it is essential to follow certain guidelines to ensure accuracy and compliance. Below is a list of things you should and shouldn't do during this process.

  • Do ensure all required fields are completed accurately.
  • Do use the correct effective dates for coverage.
  • Do provide the policy number and insurance company details if coverage has been terminated.
  • Do notify employees about the lack of coverage promptly.
  • Do file the form within the specified deadlines.
  • Don't leave any mandatory fields blank.
  • Don't submit the form late, as this may result in penalties.
  • Don't forget to keep copies of the submitted form for your records.
  • Don't assume that electronic submissions do not require a signature; check the requirements.
  • Don't ignore the need for a NAICS code if applicable to your business.

Misconceptions

  • Misconception 1: The Texas Notice form is only for employers who have workers' compensation insurance.
  • This is incorrect. The form must be filed by employers who do not have workers' compensation insurance or have terminated their coverage. It is essential for compliance with Texas law.

  • Misconception 2: Filing the Texas Notice form is optional for all employers.
  • Filing is mandatory for employers who lack coverage or have terminated their policy. Failing to file can lead to administrative penalties.

  • Misconception 3: The Texas Notice form can be filed at any time without a deadline.
  • This is misleading. Employers must file the form annually, within 30 days of hiring their first employee, or within 10 days of terminating coverage. Specific deadlines must be followed.

  • Misconception 4: Only the primary employer's information is required on the form.
  • This is not true. The form requires details about all business locations and any subsidiaries associated with the primary employer. Complete information is crucial.

  • Misconception 5: The signature on the Texas Notice form is always required.
  • This is not accurate. If the form is submitted online, a signature is not necessary. However, it is required for paper submissions.

  • Misconception 6: Employers do not need to notify employees if they do not have coverage.
  • This is incorrect. Employers must inform their employees about the lack of workers' compensation insurance. This notification must be provided at the time of hire and under various circumstances outlined by law.

Key takeaways

  • Understand the Purpose: The Texas Notice form is essential for employers to report the lack of workers' compensation insurance or the termination of existing coverage. This ensures compliance with the Texas Workers' Compensation Act.

  • Timely Filing: Employers must submit the form annually between February 1st and April 30th, or within specific time frames related to hiring employees or terminating coverage. Adhering to these deadlines is crucial to avoid penalties.

  • Complete All Required Fields: Every section of the form must be filled out accurately. This includes effective dates, policy information, and employer details. Missing information can lead to complications or delays.

  • Reportable Injuries: If there have been any work-related injuries or diseases since the last notice, employers may need to file an additional form, the DWC Form-007. This requirement highlights the importance of tracking workplace incidents.

  • Notification to Employees: Employers are required to inform their employees about the lack of coverage. This notification must be provided in multiple languages if necessary, ensuring all employees understand their coverage status.

  • NAICS Code: Employers must include their North American Industry Classification System (NAICS) code on the form. This code helps categorize the business and can often be found on other official reports.

  • Submission Methods: The form can be submitted electronically, via fax, or by mail. Employers should choose the method that best suits their needs while ensuring timely delivery.