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The California SC-223 form, known as the Declaration of Default in Payment of Judgment, serves a crucial role in the small claims process. When a judgment debtor fails to adhere to a court-ordered payment schedule, this form allows the judgment creditor to formally request that the remaining balance of the judgment be declared due and collectible. The form requires specific information, including the names and addresses of both parties, the case number, and details about the payment history. It outlines the total amount due, any interest calculated, and the dates of missed payments. Importantly, if the judgment debtor disagrees with the declaration, they have a limited window of 10 days to file a response using Form SC-224. This process not only ensures that creditors have a pathway to enforce their rights but also provides debtors with an opportunity to contest claims they believe to be inaccurate. Completing the SC-223 accurately is essential for a smooth resolution, as it sets in motion the court's review and potential hearings related to the payment default.

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on the day of each (month, week, other):
, until (date of final payment): ; amount of final payment: $

SC-223

Declaration of Default

Clerk stamps here when form is filed.

 

 

in Payment of Judgment

 

 

 

 

 

Important: Read the other side before you fill out this form or if it was mailed to you. If you are the judgment debtor named in and you disagree with this Declaration of Default in Payment of Judgment, you may file Response to Declaration of Default in Payment of Judgment (Form SC-224) within 10 days after the declaration was mailed to you.

I am asking the court to order that the remaining balance of a small claims judgment is now due and collectible because payments were not made as the court ordered.

My name is:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Fill in the court name and street address:

Mailing address:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Superior Court of California, County of

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Phone:

 

 

E-mail (optional):

 

 

The judgment debtor who has not made payments as the court ordered is (complete a separate form for each judgment debtor who has not paid as ordered):

 

Name:

 

 

 

 

 

 

 

 

Fill in your case number and case name:

 

Mailing address:

 

 

 

 

 

 

 

Case Number:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Case Name:

 

Phone:

 

 

 

E-mail (optional):

 

 

 

 

 

 

 

 

 

On (date):

 

 

the court ordered that the judgment debtor named in

 

 

must pay me, or someone who assigned the judgment to me, principal,

 

 

 

 

prejudgment interest, and costs in the total amount of $

 

 

.

 

On (date): the court ordered that the judgment debtor named in may pay the judgment described

in as follows:

a. Payments of $ starting (date):

b. Other payment schedule (specify):

The payments listed below, and no others, have been made on the judgment described in .

Check here if there is not enough space below. List the date and amount of each payment on a separate page and write “SC-223, Item 5” at the top.

Date

Amount

Date

Amount

Date

Amount

Date

Amount

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

The total amount of the payments that have been made on the judgment described in is $

,

and the balance due, without adding any interest after the judgment, is $

 

.

 

 

I request interest on the judgment, in the amount of $

, calculated as follows:

 

 

 

 

 

 

 

 

 

Check here if there is not enough space below. Explain how you calculated interest on a separate page and write “SC-223, Item 7” at the top.

I declare under penalty of perjury under the laws of the State of California that the information above is true and correct. Date:

Type or print your nameSign here

Judicial Council of California, www.courts.ca.gov

Declaration of Default

SC-223, Page 1 of 2

 

 

New July 1, 2013, Optional Form

in Payment of Judgment

 

Code of Civil Procedure, § 116.620;

 

 

 

Cal. Rules of Court, rule 3.2107

(Small Claims)

 

 

 

Default in Payments on Small Claims Judgment

General Information

If the court ordered that another plaintiff or defendant (judgment debtor) may pay a small claims judgment in payments, and that judgment debtor has not made the payments as ordered, you can ask the court to order that the full balance of the judgment is due and collectible. Here’s how:

Read this form.

Fill out page 1 of Form SC-223, Declaration of Default in Payment of Judgment. Fill out a separate form for each judgment debtor who did not make payments as ordered.

File your completed form(s) with the small claims court clerk.

The court will mail all other plaintiffs and defendants in the case copies of the Declaration and a blank Form SC-224, Response to Declaration of Default in Payment of Judgment.

The judgment debtor will have 10 days to file a Response. Then the court will mail all plaintiffs and defendants in the case:

A decision, or

A notice to go to a hearing.

If the court ordered that you may make payments on a judgment, and another plaintiff, defendant, or person to whom the judgment has been assigned (judgment creditor) has filed Form SC-223, Declaration of Default in Payment of Judgment, asking the court to order that the full balance is now due and collectible because you did not make the payments:

Read this form and the Declaration.

If you agree with the court ordering that the amounts claimed in the Declaration are now due in full, you do not need to do anything.

If you do not agree with the Declaration or with the court ordering that the amounts it claims are now due in full, file a Response within 10 calendar days after the court clerk mailed the Declaration to you. (This date is on the Clerk’s Certificate of Mailing.)

To file your Response:

Fill out Form SC-224, Response to Declaration of Default in Payment of Judgment.

Have your Response served on the judgment creditor and all other plaintiffs and defendants in your case. (See Form SC-112A, Proof of Service by Mail.)

File your Response and Proof of Service with the small claims court clerk.

Answers to Common Questions

When is the judgment due?

Unless the court orders otherwise, small claims judgments are due immediately. If the judgment is not paid in full within 30 days, the judgment creditor (person to whom the money is owed) can take legal steps to collect any unpaid amount. (Collection may be postponed if an appeal or a request to vacate (cancel) or correct the judgment is filed.)

When can the judgment debtor make payments? A plaintiff or defendant who was ordered to pay a small claims judgment (judgment debtor) can ask the court for permission to make payments. If the court agrees, the plaintiff or defendant who is owed money (the judgment creditor) cannot take any other steps to collect the money as long as the payments are made on time. If payments are not made on time, the judgment creditor can ask the court to order that the remaining balance of the judgment is due and collectible.

Is interest added after the judgment?

Interest (10 percent per year) is usually added to the unpaid amount of the judgment from the date the judgment is entered until it is paid in full. Interest can only be charged on the unpaid amount of the judgment (the

principal); interest cannot be charged on any unpaid interest. If a partial payment is received, the money is applied first to unpaid interest and then to unpaid principal.

When the court allows payments, the court often does not order any interest, as long as all payments are made in full and on time. Unless the judgment creditor asks for interest to be included in the order allowing payments, the judgment creditor may lose any claims for interest. But if the judgment debtor does not make full payments on time, interest on the missed payment or the entire unpaid balance might become due and collectible.

How do I calculate interest?

If you are asking for interest or disagreeing with a request for interest, you need to explain your interest calculation. Interest, at the rate of 10 percent per year (.0274 percent per day), may be added to the full unpaid balance of the judgment or only to payments that were not made on time. To calculate interest, show the unpaid principal balance, the dates and number of days you want the court to allow interest on that amount, and the total interest for that period. If payments were made, you will need to make separate calculations for the reduced principal balance after each payment.

 

Need help?

 

 

For free help, contact your county’s small claims advisor:

 

 

[local info here]

 

 

Or go to www.courts.ca.gov/smallclaims/advisor

 

 

 

 

New July 1, 2013

Declaration of Default in Payment of Judgment

SC-223, Page 2 of 2

 

 

(Small Claims)

Form Specifications

Fact Name Fact Description
Form Title SC-223 Declaration of Default in Payment of Judgment
Governing Law California Code of Civil Procedure, § 116.620; Cal. Rules of Court, rule 3.2107
Purpose This form is used to request the court to declare that the remaining balance of a small claims judgment is due because payments were not made as ordered.
Response Deadline The judgment debtor has 10 days to file a Response to the Declaration after it is mailed.
Payment Information Judgment creditors must list payments made on the judgment and can request interest on the unpaid balance.
Interest Rate Interest is typically calculated at 10 percent per year on the unpaid amount from the date the judgment is entered.
Form Filing Completed forms must be filed with the small claims court clerk to initiate the process.
Additional Forms If the judgment debtor disagrees, they must file Form SC-224, Response to Declaration of Default in Payment of Judgment.

California Sc 223: Usage Guidelines

Filling out the California SC-223 form is a straightforward process that allows you to declare a default in payment of a small claims judgment. Once you have completed the form, you will need to file it with the small claims court clerk. The court will then notify all parties involved about the declaration, and they will have the opportunity to respond.

  1. Start by carefully reading the entire form to understand what information is required.
  2. In the first section, write your name where it says "My name is:"
  3. Fill in the court name and street address in the designated space.
  4. Provide your mailing address, phone number, and optional email address.
  5. Next, identify the judgment debtor who has not made payments. Write their name in the space provided.
  6. Fill in your case number and case name as requested on the form.
  7. Include the judgment debtor's mailing address, phone number, and optional email address.
  8. In the next section, indicate the date when the court ordered the judgment debtor to pay you the total amount due.
  9. Specify the total amount of the judgment, including principal, prejudgment interest, and costs.
  10. Detail the payment schedule ordered by the court, including the payment amount and start date.
  11. List any payments that have been made on the judgment. If there is not enough space, check the box and provide the details on a separate page.
  12. Calculate the total amount of payments made and write this amount in the designated space.
  13. Determine the balance due without adding any interest and fill in that amount.
  14. If you are requesting interest on the judgment, calculate the amount and explain how you arrived at this figure on a separate page if needed.
  15. Finally, declare that the information you provided is true and correct by signing and dating the form.

Your Questions, Answered

What is the purpose of the California SC-223 form?

The California SC-223 form, known as the Declaration of Default in Payment of Judgment, is used by a judgment creditor to request the court to declare that the full balance of a small claims judgment is now due and collectible. This situation arises when the judgment debtor fails to make the payments as ordered by the court. By filing this form, the creditor can initiate legal proceedings to collect the remaining balance, which may include principal, interest, and costs associated with the judgment.

What happens after I file the SC-223 form?

Once the SC-223 form is filed with the small claims court clerk, the court will mail copies of the Declaration to all other plaintiffs and defendants involved in the case. This includes a blank Form SC-224, which the judgment debtor can use to respond. The judgment debtor has 10 days from the date the Declaration was mailed to file a response. Following this period, the court will either issue a decision or notify the parties of a scheduled hearing regarding the matter.

Can a judgment debtor request to make payments on the judgment?

Yes, a judgment debtor can request the court's permission to make payments on a small claims judgment. If the court grants this request, the judgment creditor must refrain from taking further collection actions as long as the debtor adheres to the agreed payment schedule. However, if the debtor fails to make payments on time, the creditor can then file the SC-223 form to seek the full balance due and collectible.

How is interest calculated on a judgment?

Interest on a small claims judgment is typically calculated at a rate of 10 percent per year, accruing from the date the judgment is entered until it is fully paid. The interest is applied only to the unpaid principal amount. If partial payments are made, those payments first cover any accrued interest before being applied to the principal. If the court allows payments, it may not include interest as long as the debtor makes all payments on time. However, if payments are missed, the creditor may reclaim interest on the unpaid balance.

Common mistakes

  1. Failing to read the instructions on the back of the form before filling it out. Understanding the requirements is essential for proper completion.

  2. Not including all required information about the judgment debtor. Each debtor must be listed on a separate form.

  3. Incorrectly filling out the case number or case name. This information must match the court records.

  4. Leaving out the total amount of payments made. Ensure this figure is accurate and clearly stated.

  5. Not specifying the payment schedule correctly. Clearly outline the amount and dates of payments.

  6. Failing to calculate interest accurately. If interest is requested, provide a clear explanation of how it was calculated.

  7. Not signing the form. A signature is required to validate the declaration.

  8. Submitting the form after the deadline. Ensure it is filed within the required time frame to avoid delays.

  9. Not providing contact information, such as phone number or email. This information helps the court and other parties to communicate.

  10. Neglecting to include additional pages when necessary. If there is not enough space for payments or interest calculations, attach separate pages as instructed.

Documents used along the form

The California SC-223 form is used to declare a default in payment of a small claims judgment. Alongside this form, several other documents may be necessary to support your case or respond to the declaration. Below is a list of these forms, each with a brief description.

  • SC-224: Response to Declaration of Default in Payment of Judgment - This form allows the judgment debtor to respond if they disagree with the declaration made using the SC-223 form. It must be filed within 10 days of receiving the declaration.
  • SC-112A: Proof of Service by Mail - This document verifies that the response or other legal documents were properly mailed to all parties involved in the case. It is crucial for ensuring that everyone is informed of the proceedings.
  • SC-130: Request to Correct Judgment - If there is an error in the judgment amount or terms, this form can be used to request corrections from the court.
  • SC-101: Small Claims Plaintiff's Claim and Order to Go to Small Claims Court - This initial form is used to file a claim in small claims court. It outlines the plaintiff's case and the relief sought.
  • SC-200: Notice of Appeal - Should a party wish to appeal the judgment, this form is required to initiate the appeal process. It must be filed within a specific time frame after the judgment is rendered.
  • SC-105: Defendant's Claim and Order to Go to Small Claims Court - This form is used by a defendant who wants to file a counterclaim against the plaintiff in the same small claims case.
  • SC-125: Request for Court Order - If additional court orders are needed, this form can be used to formally request those orders from the court.
  • SC-210: Small Claims Court Judgment - This document officially records the judgment made by the court, including the amount owed and the terms of payment.

Understanding these forms and their purposes can greatly assist in navigating the small claims process. Properly completing and submitting the necessary documents ensures that your case is handled efficiently and fairly.

Similar forms

The California SC-223 form, known as the Declaration of Default in Payment of Judgment, has similarities with several other legal documents related to small claims and judgments. Below are five documents that share characteristics with the SC-223 form:

  • SC-224 Response to Declaration of Default in Payment of Judgment: This form is used by the judgment debtor to respond to the SC-223 if they disagree with the declaration. It must be filed within 10 days of receiving the SC-223, similar to how the SC-223 initiates a request for the court to enforce payment.
  • SC-112A Proof of Service by Mail: This document serves as proof that the SC-224 or any other related documents have been properly served to the involved parties. Just as the SC-223 requires proper filing and notification to other parties, the SC-112A ensures all parties are informed of actions taken.
  • SC-100 Plaintiff's Claim and Order to Go to Small Claims Court: This form initiates a small claims action, detailing the claim amount and the reason for the claim. Both the SC-100 and SC-223 are essential in the small claims process, with the former starting the case and the latter addressing defaults in payment.
  • SC-130 Judgment Debtor's Statement of Assets: This form provides information about the judgment debtor’s financial situation. Similar to the SC-223, which seeks to enforce a judgment, the SC-130 helps the court understand the debtor’s ability to pay the judgment.
  • SC-150 Request to Set Aside Judgment: This document is filed by a party seeking to have a judgment overturned. While the SC-223 is used to declare a default in payment, the SC-150 provides a means for a debtor to contest the judgment itself, demonstrating the various avenues available within the small claims process.

Dos and Don'ts

When filling out the California SC-223 form, it is essential to follow specific guidelines to ensure your submission is accurate and effective. Below is a list of things you should and shouldn't do.

  • Do read the entire form carefully before filling it out.
  • Do fill out page 1 completely for each judgment debtor who has not made payments.
  • Do provide accurate contact information for yourself and the judgment debtor.
  • Do list all payments made on the judgment, including dates and amounts.
  • Do calculate any interest accurately and provide a clear explanation if requested.
  • Don't leave any required fields blank; this can delay processing.
  • Don't submit the form without reviewing it for errors or omissions.
  • Don't forget to file a separate form for each judgment debtor who has failed to make payments.
  • Don't ignore the deadline for filing a response if you disagree with the declaration.

Misconceptions

Understanding the California SC-223 form is crucial for both judgment creditors and debtors. However, several misconceptions often arise regarding its purpose and use. Below is a list of eight common misunderstandings.

  • The SC-223 form is only for creditors. Many believe this form is solely for creditors seeking payment. In reality, judgment debtors can also use it to respond if they disagree with the declaration.
  • Filing the SC-223 guarantees immediate payment. Some think that submitting this form ensures they will receive payment right away. However, it merely requests the court to declare the balance due; the actual payment depends on the court's decision.
  • Judgment debtors have unlimited time to respond. A common misconception is that debtors can take their time to respond to the SC-223. In fact, they must file a response within 10 days of receiving the declaration.
  • Interest is automatically added to the judgment amount. It is often assumed that interest accrues automatically. While interest may be added, it typically only applies to unpaid amounts and may not apply if the court has allowed a payment plan.
  • All payments must be made in one lump sum. Some people believe that once the SC-223 is filed, the full amount must be paid immediately. In certain cases, the court may allow for a payment schedule.
  • The SC-223 form is a final decision. Many think that filing this form concludes the matter. However, it initiates a process where the court will make a final determination after reviewing all responses.
  • Judgment debtors cannot contest the declaration. There is a belief that once a declaration is filed, debtors have no recourse. In truth, they have the right to contest the declaration by filing a response.
  • All judgments are the same. Some individuals assume that all judgments follow the same rules. Each judgment can have specific terms, including payment schedules and interest rates, which may vary from case to case.

Clarifying these misconceptions can help both creditors and debtors navigate the legal process more effectively. Understanding the SC-223 form and its implications is essential for ensuring that rights and responsibilities are upheld.

Key takeaways

Here are key takeaways regarding the California SC-223 form:

  • Purpose of the Form: The SC-223 form is used to request the court to declare the full balance of a small claims judgment due when payments have not been made as ordered.
  • Filing Requirements: Complete a separate form for each judgment debtor who has not made payments. Submit the form to the small claims court clerk for processing.
  • Response Period: The judgment debtor has 10 days to file a Response to the Declaration if they disagree with it. This must be done after receiving the declaration by mail.
  • Interest Calculation: If requesting interest, provide a clear explanation of how it was calculated. Interest is typically 10 percent per year on the unpaid balance.
  • Immediate Payment Due: Unless specified otherwise by the court, small claims judgments are due immediately. If not paid within 30 days, the judgment creditor can pursue collection actions.