What is the purpose of the Benefeds Belated Enrollment form?
This form is used to request approval for a belated enrollment, change to an existing enrollment, or cancellation of your enrollment in the Federal Employees Dental and Vision Insurance Program (FEDVIP). You can submit this form if you were unable to complete your request during the Federal Benefits Open Season or within 60 days of a qualifying life event or becoming a new or newly eligible employee.
What qualifies as a qualifying life event (QLE)?
A qualifying life event can include various changes in your personal circumstances. Examples include a change in family status, such as marriage, divorce, or the birth of a child, which affects the number of eligible family members. Additionally, being restored to civilian status after serving in the uniformed services is also considered a QLE.
How long do I have to submit the form after a qualifying life event?
You must submit your completed form within three months of the last day of the Federal Benefits Open Season, the date of your qualifying life event, or your new hire or newly eligible date. Failing to meet this deadline may result in your request not being processed.
What information do I need to provide on the form?
You'll need to provide accurate contact information, including your name, address, and phone numbers. Additionally, indicate whether your request is for a new enrollment, a change, or a cancellation. If applicable, specify if your request involves a dental or vision plan and provide details about your qualifying life event or new hire date.
What reasons are acceptable for requesting a belated enrollment?
Acceptable reasons include having no access to a telephone or the Internet during the Federal Benefits Open Season or within 60 days of a qualifying life event. A significant medical emergency affecting you or an immediate family member may also qualify, as well as the death of an immediate family member that prevented you from taking action during the eligible timeframe.
What happens after I submit my request?
Once you submit your request, it will be reviewed. You may be asked for additional documentation to support your reason for the belated enrollment. You will receive a written notice of the decision. If approved, you will have 30 days from the date on the approval letter to execute your request with BENEFEDS.
Will my enrollment be retroactive if my request is approved?
Yes, if your request is approved, your belated enrollment, change, or cancellation will be retroactive to the effective date it would have originally been had it been submitted on time. This means your coverage will start from the original date you intended.
What if there are past due premiums as a result of my belated enrollment?
If your change results in past due premiums, you must pay these through direct billing. Federal law requires that these payments be made, and failure to do so will lead to termination of your enrollment.
Where do I send the completed form?
You can mail your completed form to BENEFEDS at P.O. Box 797, Greenland, NH 03840-0797. Alternatively, you can fax it to 1-877-827-3291. Make sure to keep a copy for your records.