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The Benefeds Belated Enrollment form is an essential tool for federal employees who find themselves needing to make changes to their dental and vision insurance enrollment outside the standard enrollment periods. This form is specifically designed for individuals who wish to request a belated enrollment, modify an existing enrollment, or cancel their current coverage under the Federal Employees Dental and Vision Insurance Program (FEDVIP). It caters to those who may have missed the Federal Benefits Open Season or the 60-day window following a qualifying life event, such as changes in family status or returning to civilian employment after military service. To ensure the request is processed smoothly, it is crucial to complete the form accurately and provide detailed information about the reasons for the belated request. The form requires personal contact information, details about the specific request, and a signature to confirm the submission. Importantly, requests must be received by BENEFEDS within three months of the relevant deadline, and incomplete forms cannot be processed. If approved, the changes will be retroactive to the original effective date, and any past due premiums will need to be settled directly to avoid termination of coverage. This process ensures that employees can access the benefits they need, even if unforeseen circumstances have delayed their enrollment or changes.

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Federal Employees Dental and Vision Insurance Program (FEDVIP)

Belated Enrollment/Change Form

Use this form only to request approval for a belated FEDVIP enrollment, change to an existing FEDVIP enrollment, or cancellation of your FEDVIP enrollment.

We will consider your request if you were unable to perform, due to specific reasons beyond your control, the requested action during the Federal Benefits Open Season or within 60 days of a qualifying life event (QLE) or becoming a new

or newly eligible employee. (Examples of a QLE may be a change in family status that results in the increase or decrease in the number of eligible family members or an employee being restored to civilian status after serving in the uniformed services.) BENEFEDS must receive your completed form within three months of the last day of the Federal Benefits Open Season, your QLE date, or your new hire or newly eligible date. Incomplete forms will not be processed.

Section A: Contact Information

Provide as much accurate information as possible. We cannot process your request if we cannot reach you.

First name

 

 

 

 

 

 

 

 

M.I.

 

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BENEFEDS user ID if applicable

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Daytime phone

 

 

 

 

 

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Best times to call you about your request

Section B: Information about Your Request

Please answer all applicable questions.

1. This request is for a:

new enrollment

 

change to an existing enrollment

cancellation of an enrollment

2.If this is NOT a Federal Benefits Open Season request and involves a QLE or a new hire or newly eligible request, please enter your QLE, new hire, or newly eligible date.

Date of QLE, new hire, or new eligibility

(mm/dd/yyyy)

3. Is this request for a FEDVIP dental plan and/or a FEDVIP vision plan?

Dental plan

Vision plan

CONTINUE ON REVERSE

4. Below are the valid reasons for which approval of this request will be considered.

uYou had no access to a telephone or the Internet for the entire duration of the Federal Benefits Open Season or within 60 days of a QLE or becoming a new or newly eligible employee.

uYou had a significant medical emergency for yourself or an immediate family member and you were unable to perform your requested action for a significant portion of the Federal Benefits Open Season or within 60 days of a QLE or becoming a new or newly eligible employee.

uA member of your immediate family passed away and you were unable to perform your requested action during the Federal Benefits Open Season or within 60 days of a QLE or becoming a new or newly eligible employee.

Please explain why you could not enroll, make a change, or cancel your enrollment during the eligible time frame.

We will base our decision on the information you provide, so please be as detailed as possible. While we review this information, we may request additional documentation to support your reason.

Please note: We will send you a written notice of our decision. If your request is approved, the following points apply.

uYou will have 30 days from the date on your approval letter to contact BENEFEDS to execute your request.

uPer Federal law, a belated enrollment, change, or cancellation must be retroactive to the effective date it would originally have been, had the request for the change been received within the eligible time frame.

uIf the change results in past due premiums, Federal law states that these premiums must be paid by direct bill. Failure to make this direct bill payment will result in a termination of your enrollment.

Section C: Signature and Mailing / Fax Instructions

Print name

(Required)

Signature

(Required)

Date signed//

(Required: mm/dd/yyyy)

Mail to: BENEFEDS | P.O. Box 797 | Greenland, NH 03840-0797

Fax to: 1-877-827-3291

 

 

BEN09007 1112

Form Specifications

Fact Name Description
Purpose of the Form This form is used to request approval for belated enrollment, changes to existing enrollment, or cancellation of FEDVIP enrollment.
Eligibility Criteria Requests are considered if you were unable to act during the Federal Benefits Open Season or within 60 days of a qualifying life event.
Submission Deadline Your completed form must be received by BENEFEDS within three months of the relevant deadline, such as the end of the Open Season or a qualifying life event.
Contact Information Requirement Accurate contact information is crucial. Incomplete forms cannot be processed, which may delay your request.
Valid Reasons for Request Requests may be approved for reasons like lack of access to communication tools or significant medical emergencies.
Approval Notification After review, you will receive a written notice regarding the decision on your request.
Retroactive Changes If approved, changes will be retroactive to the effective date that would have applied had the request been timely.
Direct Bill Payment Federal law mandates that any past due premiums must be paid directly. Failure to do so may result in termination of enrollment.

Benefeds Belated Enrollment: Usage Guidelines

Once you have completed the Benefeds Belated Enrollment form, you will need to submit it to BENEFEDS for review. They will evaluate your request based on the information you provide and notify you of their decision. If approved, you will have a limited time to finalize your enrollment or changes.

  1. Gather your personal information: Collect your first name, middle initial, last name, address, city, state, country, and zip code.
  2. Provide contact details: Include your daytime phone number, any additional phone numbers, and the best times to reach you.
  3. Indicate your request type: Specify whether you are requesting a new enrollment, a change to an existing enrollment, or a cancellation of your enrollment.
  4. Enter relevant dates: If applicable, provide the date of your qualifying life event, new hire, or newly eligible date in the format mm/dd/yyyy.
  5. Select the plan type: Indicate whether your request is for a FEDVIP dental plan, a FEDVIP vision plan, or both.
  6. Explain your reason: Clearly describe why you were unable to enroll, change, or cancel during the eligible time frame. Be as detailed as possible.
  7. Print and sign: Print your name, sign the form, and date it in the required format (mm/dd/yyyy).
  8. Submit the form: Mail the completed form to BENEFEDS at P.O. Box 797, Greenland, NH 03840-0797, or fax it to 1-877-827-3291.

Your Questions, Answered

What is the purpose of the Benefeds Belated Enrollment form?

This form is used to request approval for a belated enrollment, change to an existing enrollment, or cancellation of your enrollment in the Federal Employees Dental and Vision Insurance Program (FEDVIP). You can submit this form if you were unable to complete your request during the Federal Benefits Open Season or within 60 days of a qualifying life event or becoming a new or newly eligible employee.

What qualifies as a qualifying life event (QLE)?

A qualifying life event can include various changes in your personal circumstances. Examples include a change in family status, such as marriage, divorce, or the birth of a child, which affects the number of eligible family members. Additionally, being restored to civilian status after serving in the uniformed services is also considered a QLE.

How long do I have to submit the form after a qualifying life event?

You must submit your completed form within three months of the last day of the Federal Benefits Open Season, the date of your qualifying life event, or your new hire or newly eligible date. Failing to meet this deadline may result in your request not being processed.

What information do I need to provide on the form?

You'll need to provide accurate contact information, including your name, address, and phone numbers. Additionally, indicate whether your request is for a new enrollment, a change, or a cancellation. If applicable, specify if your request involves a dental or vision plan and provide details about your qualifying life event or new hire date.

What reasons are acceptable for requesting a belated enrollment?

Acceptable reasons include having no access to a telephone or the Internet during the Federal Benefits Open Season or within 60 days of a qualifying life event. A significant medical emergency affecting you or an immediate family member may also qualify, as well as the death of an immediate family member that prevented you from taking action during the eligible timeframe.

What happens after I submit my request?

Once you submit your request, it will be reviewed. You may be asked for additional documentation to support your reason for the belated enrollment. You will receive a written notice of the decision. If approved, you will have 30 days from the date on the approval letter to execute your request with BENEFEDS.

Will my enrollment be retroactive if my request is approved?

Yes, if your request is approved, your belated enrollment, change, or cancellation will be retroactive to the effective date it would have originally been had it been submitted on time. This means your coverage will start from the original date you intended.

What if there are past due premiums as a result of my belated enrollment?

If your change results in past due premiums, you must pay these through direct billing. Federal law requires that these payments be made, and failure to do so will lead to termination of your enrollment.

Where do I send the completed form?

You can mail your completed form to BENEFEDS at P.O. Box 797, Greenland, NH 03840-0797. Alternatively, you can fax it to 1-877-827-3291. Make sure to keep a copy for your records.

Common mistakes

  1. Incomplete Information: One of the most common mistakes is leaving sections of the form blank. Each part of the form is essential for processing your request. Make sure to fill in all required fields, including your name, address, and contact information.

  2. Missing Signature: Forgetting to sign the form can lead to delays. A signature is required to validate your request. Always double-check that you have signed the form before submitting it.

  3. Incorrect Dates: Entering the wrong date for your qualifying life event (QLE) or new hire status is a frequent error. This date is crucial, as it determines your eligibility for belated enrollment. Ensure that you input the correct date in the specified format (mm/dd/yyyy).

  4. Not Providing a Valid Reason: The form requires you to explain why you missed the enrollment period. Failing to provide a detailed and valid reason can result in your request being denied. Take the time to clearly articulate your circumstances.

  5. Ignoring Submission Deadlines: Submitting your form late is a significant mistake. Your request must be received by BENEFEDS within three months of the relevant deadline. Mark your calendar to avoid missing this important date.

  6. Neglecting to Check Contact Information: Providing incorrect contact details can hinder communication. Make sure your phone number and email address are accurate so that BENEFEDS can reach you if needed.

  7. Failing to Keep Copies: Not keeping a copy of your completed form can lead to confusion later. Always make a copy of your submission for your records. This will help you track your request and provide proof if necessary.

Documents used along the form

The Benefeds Belated Enrollment form is an essential document for federal employees seeking to enroll in the Federal Employees Dental and Vision Insurance Program (FEDVIP) outside the typical enrollment period. Along with this form, there are several other documents that may be necessary to support your request. Below is a list of these forms, each accompanied by a brief description.

  • Qualifying Life Event Documentation: This document provides evidence of a significant life change, such as marriage, divorce, or the birth of a child. It is crucial for justifying a belated enrollment request based on a qualifying life event.
  • Medical Emergency Documentation: If a medical emergency prevented timely enrollment, this documentation should include medical records or a doctor's note. It substantiates the claim that unforeseen circumstances hindered the ability to enroll during the open season.
  • Death Certificate: In cases where the enrollment delay is due to the death of an immediate family member, a death certificate serves as proof. This document is vital for validating the reason for late enrollment.
  • Proof of No Internet or Phone Access: This may include statements or affidavits indicating a lack of access to communication tools during the enrollment period. Such proof is necessary to support claims of being unable to enroll due to technical limitations.

Gathering the appropriate documentation can significantly impact the success of your belated enrollment request. Ensure that all forms are completed accurately and submitted promptly to avoid delays in processing your application.

Similar forms

The Benefeds Belated Enrollment form serves an important role for individuals seeking to enroll in dental and vision insurance under specific circumstances. Several other documents share similarities with this form, primarily in their purpose and function. Here are four such documents:

  • Health Insurance Marketplace Enrollment Form: Like the Benefeds form, this document allows individuals to enroll in health insurance outside the standard enrollment period, especially after qualifying life events such as marriage or the birth of a child.
  • Medicare Special Enrollment Period Request Form: This form enables individuals to request enrollment in Medicare outside the usual timeframe. Similar to the Benefeds form, it accommodates those who missed the initial enrollment due to specific circumstances beyond their control.
  • Federal Employees Health Benefits (FEHB) Program Change Form: This document is used to request changes to existing health insurance plans. It shares the same structure as the Benefeds form, allowing for updates during designated periods or after qualifying life events.
  • Long-Term Care Insurance Application Form: This form is similar in that it also requires applicants to provide details about their eligibility and reasons for late enrollment, ensuring that individuals can secure coverage despite missed deadlines.

Each of these documents addresses unique insurance needs while providing a pathway for individuals to navigate the complexities of enrollment and changes, particularly when unexpected life events occur.

Dos and Don'ts

When filling out the Benefeds Belated Enrollment form, it is essential to follow certain guidelines to ensure your request is processed smoothly. Here’s a list of what you should and shouldn’t do:

  • Do provide accurate and complete contact information to avoid delays.
  • Do clearly state the reason for your belated enrollment or change request.
  • Do submit your form within the specified time frame of three months from the relevant date.
  • Do keep a copy of your completed form for your records.
  • Don't leave any sections of the form blank; incomplete forms will not be processed.
  • Don't submit your request without necessary supporting documentation if required.
  • Don't forget to sign and date the form before sending it.
  • Don't assume your request is approved without receiving written confirmation from BENEFEDS.

Misconceptions

Understanding the Benefeds Belated Enrollment form can be tricky. Here are six common misconceptions that people often have:

  • It can be submitted at any time. Many believe that they can submit the form whenever they want. However, it must be received within three months of the Federal Benefits Open Season, qualifying life event, or new hire date.
  • Any reason is valid for a belated enrollment. Some think that any personal reason will suffice. In reality, only specific circumstances, like a medical emergency or lack of access to communication, are considered valid.
  • Incomplete forms will still be processed. There's a misconception that submitting an incomplete form might still lead to processing. Unfortunately, if the form is incomplete, it will not be processed at all.
  • Approval guarantees immediate enrollment. Some individuals believe that once they receive approval, they are immediately enrolled. In fact, you have 30 days from the approval date to contact BENEFEDS to finalize your enrollment.
  • Past due premiums can be ignored. Many think they can disregard past due premiums if they are approved for a belated enrollment. However, federal law requires that these premiums be paid by direct bill to avoid termination of enrollment.
  • Only new hires can use this form. It's a common belief that only new employees can submit this form. In truth, it can also be used for changes or cancellations due to qualifying life events.

By clearing up these misconceptions, individuals can better navigate the process and ensure they meet the necessary requirements for their dental and vision insurance enrollment.

Key takeaways

Understanding the process for filling out and using the Benefeds Belated Enrollment form is crucial for employees seeking to enroll in the Federal Employees Dental and Vision Insurance Program (FEDVIP) after the designated enrollment period. Here are key takeaways to consider:

  • Eligibility Criteria: You can request a belated enrollment if you were unable to act during the Federal Benefits Open Season or within 60 days of a qualifying life event (QLE) or becoming a new employee.
  • Submission Deadline: Ensure that your completed form reaches BENEFEDS within three months of the last day of the Federal Benefits Open Season, your QLE date, or your new hire date.
  • Contact Information: Provide accurate contact details in Section A. Incomplete forms will not be processed, so clarity is essential.
  • Valid Reasons for Request: The form outlines specific reasons that may justify your belated request, including lack of access to communication tools or significant personal emergencies.
  • Approval Notification: If your request is approved, you will receive a written notice. You must act within 30 days of this notice to finalize your enrollment or changes.
  • Retroactive Changes: Any approved changes will be retroactive to the original effective date, and any past due premiums must be paid by direct bill to maintain your enrollment.